Combatting the current non-inclusive system in which electronic payments are expensive, and financial institutions inaccessible, RedCloud’s AI technology creates alternative credit scores for the unbanked. Through our singular marketplace, we streamline and expand the provision of digital services.

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Credit scoring

View accurate credit scores, generated using AI based on transaction history and profiles

No need for a bank account

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Key digital services

Access credit, insurance and other financial services on the app

Receive digital payments instantly to your RedCloud account

Message and notification-based reminders about upcoming installmentss

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Offer flexible payment terms

Accurate credit scores form the basis of credit provision

Businesses offer customers tailored, risk-aligned lines of credit

Automated reminders facilitate accurate, and timely payments from customers

Example Use case

 
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Merchant

With newly acquired credit history on the RedCloud marketplace, merchants access quick credit and insurance to foster business expansion and increased cash flows to pay their suppliers. Payment of credit instalments is made digitally from their RedCloud account.