RedCloud’s technology was built and invested in by leading European investors in Cambridge, UK - and a global development team drawn from over 21 nationalities.

A multiple award-winning platform, the RedCloud One platform is recognised as a breakthrough in FinTech innovation. RedCloud acquired the Intellectual Property, assets and part of the development team that designed and built the original platform behind M-PESA, the most successful digital payment platform in recent history.
RedCloud is the first open marketplace for universal access to financial services.

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Universal Transaction Engine

Fast and secure transaction processing between digital accounts 

Stored-value accounts or held by an external bank  

Loyalty/rewards accounts 

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Admin Portal

Access and manage transactions, accounts, user activity, customer data and KYC

80+ standard reports  

Campaign management and tracking via Amazon Pinpoint

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Smart Integration Module

Upgradeable technology through secure open API integrations 

Fast, seamless and cost-effective integration with third-parties

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Ubiquitous connectivity on any device

Apps with customisable branding and features 

Can be integrated to existing apps  

No investment in POS devices or cards 

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Hybrid, private or public secure Cloud, compliant with local regulation 

Scalable cost structure  

Fast deployment, no operating system to manage  

Reliable disaster recovery thanks to a redundant architecture 


Technology For A New Financial World

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RedCloud Agents

Participants of the RedCloud marketplace take advantage of RedCloud agents to scale their physical reach, leveraging local retailers to perform various transactions on their behalf.

Agents analytics are recorded on the Admin Portal for total visibility on transactions and profiles.


QR Code Technology

Businesses accept payments by displaying a QR code identifying the business, scanned by customers on the app

- Lightweight, feature-rich image

- Transaction fields are prepopulated in QR schema or through manual input

-  QR image can be private: decryption via RedCloud app only